CITIZENS COMMUNITY BANCORP Inc (CZWI)

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Citizens Community Bancorp, Inc. is a unitary savings and loan holding company. Its primary activities consist of holding the stock of its wholly owned subsidiary bank, Citizens Community Federal (the Bank), and providing consumer banking activities through the Bank. The Bank is a federally chartered stock savings institution with 26 full-service offices, eight locations and 18 in-store branches, in Wal-Mart Supercenter branches. Through all of its branch locations, the Bank provides a range of consumer banking products and services to customers primarily in Wisconsin, Minnesota and Michigan. The Bank offers a range of deposit products through its branches, including demand deposits, various savings and money-market accounts and certificates of deposit. The Bank maintains a portfolio of investments, consisting primarily of the United States Government sponsored agency securities and non-agency mortgage-backed securities.