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Generation Z is ‘focused’ and ‘intentional’ when it comes to planning for the future

Gen Z workers started saving for retirement at a median age of 19 — well ahead of baby boomers, who started at age 35, according to 2024 research from the Transamerica Center for Retirement Studies. Photo: Getty Images/iStockphoto

Austin Curtis believes in two truths about the universe.

“Gravity holds the Earth together, and compound interest is the best thing you can ever have in life,” according to Curtis, 23, a financial analyst at AT&T T who started saving for retirement over a year ago — for a retirement that’s decades away.

Jessica Hall is a retirement reporter for MarketWatch. She was an Age Boom Academy Fellow with Columbia University and completed the Leadership Exchange on Ageism. She previously worked at Mainebiz, the Portland Press Herald and Maine Sunday Telegram, where she and her team earned a Scripps Howard Award for Community Journalism for a series on aging. She spent 17 years at Reuters, covering mergers and acquisitions, telecommunications and airlines. She started her career in Baltimore at The Daily Record and Baltimore Business Journal. She has freelanced for Barron’s and other publications.