NORWOOD FINANCIAL CORP (NWFL)

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Norwood Financial Corp. is a bank holding company. The Company operates through its bank subsidiary, Wayne Bank. Wayne Bank is a chartered commercial bank. The Bank is an independent community bank that serves the Pennsylvania counties of Wayne, Pike, Monroe and Lackawanna, as well as the Susquehanna County. The Bank offers various personal and business credit services and trust, and investment products and real estate settlement services to the consumers, businesses, nonprofit organizations and municipalities in each of the communities that the Bank serves. The Bank operates approximately 15 automated teller machines. The Bank also operates a Wealth Management/Trust Department, which provides estate planning, investment management and financial planning to customers.